Gold Star Mortgage Financial Group | Home | Houston TX FHA Loans | Tampa FL Home Loans | Miami FL Purchase Loans | Houston TX Refinance

WELCOME TO GOLD STAR FINANCIAL MORTGAGE

WELCOME! I'm Derek Bissen with Gold Star Financial. We're a different kind of mortgage company---in fact, we're the only direct mortgage lender in the country that is 100% owned and operated by Loan Officers. By staying in touch and listening to our customers, we have custom-built the best mortgage platform and maximized today's technology to offer you the easiest and fastest lending experience ever. Whether you are a first time home buyer, purchasing your dream home, refinancing your current loan, or consolidating debt---we've got you covered.

OUR MISSION: Offer the best rates and lowest closing costs on Florida, Texas, and California mortgage loans--combined with our outstanding reputation for speed, efficiency, technology and customer service. We start by providing you with a variety of loan options that meet your goals and needs, and then you pick the loan program that's right for you. Simple, right?

WHAT'S DIFFERENT ABOUT GOLD STAR? Our clients love us and we are proud to carry the distinction of being the only direct lender in the country that is founded, owned and operated by loan originators. That means that everyone who works here, including our loan processors, underwriters, and [yes, even our] accountants must originate loans as a part of their job responsibilities. Why? Because it means that we will never lose touch with the #1 reason for our success: you, the customer. When you get a mortgage loan with us, you are treated with the respect and efficiency that you deserve. We do NOT engage in high-pressure sales, and never will. After all, obtaining a mortgage is a serious financial transaction, not a sales game, and it deserves the utmost level of respect and care.

HOW TO USE THIS SITE:

* Purchasing? Click the purchase page link above.

* Refinancing? Click the refinance page link above.

* Just want a quote? Click the Quick Quote link to your right. We'll get right back with you to personalize a quote just for you.

Here are a few of our most popular Programs for Florida, Texas, and California Mortgage Loans:

HARP 2 -
Home Affordable Refinance Program, ver. 2
- It's here! (aka - The Government Refinance Program / The Obama Refinance Program)
- Allows you to refinance your existing home into today's super-low rates, even if you owe more than your home is worth. Check with us to see if your property is eligible today!

Home Purchase Loans
Home Refinance Loans
FHA Loans - Purchase your next home with as little as 3.5% down.
Cash Out Home Loans / Texas Cash-Out Loans
USDA - for select rural properties, purchase with zero down and no monthly mortgage insurance.
Jumbo Home Loans

I LOOK FORWARD TO SERVING YOU
Call Derek Today:
832-497-2369

TEXAS LOAN DISCOSURE 1) Per Texas Administrative Code, the website is required to prominently display the Texas Recovery Fund Notice (copied in subsection (a) below) and the contact information for the Texas Department of Savings and Mortgage Lending. This also appears on Gold Star’s main website:

a. GOLD STAR MORTGAGE FINANCIAL GROUP IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. ANY CONSUMER WISHING TO FILE A COMPLAINT AGAINST GOLD STAR MORTGAGE FINANCIAL GROUP SHOULD COMPLETE, SIGN, AND SEND A COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEB SITE LOCATED AT http://www.sml.texas.gov OR OBTAINED FROM THE DEPARTMENT UPON REQUEST BY MAIL AT THE ADDRESS ABOVE, BY TELEPHONE AT ITS TOLL-FREE CONSUMER HOTLINE AT 1-877-276-5550, BY FAX AT (512) 475-1360, OR BY E-MAIL AT SMLINFO@SML.TEXAS.GOV.

THE DEPARTMENT MAINTAINS THE MORTGAGE BROKER RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT SUBCHAPTER F OF THE MORTGAGE BROKER LICENSE ACT ON THE DEPARTMENT’S WEB SITE REFERENCED ABOVE.

Find the perfect loan to fit your needs.

Purchasing a Home?

Turn the home of your dreams
into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.

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Need to Refinance?

Save money by taking
advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap
into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

Begin Process...

Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off
high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.

Begin Process...

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